A History of Payments: The Evolution of Credit Cards

Here at Moorwand, we think each payment type deserves its time in the spotlight. For our second instalment of 'History of Payments' series, we delve into the world of credit cards.

Moorwand Team

It’s easy to club different types of payments and cards together. But once you scratch the surface, it becomes clear just how varied the payments industry can be. At its bare bones, a ‘payment’ is just the action of paying or being paid. Which means how a payment is completed, and what comes with it, […]

The end of universal banking: why success in fintech relies on specialists

Fintechs are realising that the key to longevity is being a specialist - solving specific problems in a way no one else can. But, to create the best and most specialised solutions fintechs must work with the most specialised partners.

Luc Gueriane, Moorwand CCO

For a long time, universal banking dominated the financial services sector—a handful of banks, enabled by a handful of monolith technology providers, offered a plethora of services to all. The lack of competition in the market resulted in a lack of innovation—an absence which continues to plague legacy banks. David Brear, CEO at 11:FS, puts […]

UK Budget & Kalifa Review: A fintech breakdown

Moorwand has put together a point-by-point breakdown of both the Kalifa Review and the fintech-related policies included in Sunak’s Budget.

Moorwand Team

These past few weeks have, for much of the UK fintech sector, been hotly anticipated. Not only have they seen the UK publish a first-of-its-kind independent, government-backed Kalifa fintech review, they’ve also welcomed Chancellor Rishi Sunak’s 2021 Budget. Whilst some may feel caught-up on their contents and implications for the wider industry, others may still […]

What makes a fintech startup a success?

What makes a fintech startup a success? FinTech Magazine spoke to Luc Gueriane and five other industry experts about launching a successful startup in 2021. Head to page 32 to read the full article.

Moorwand Team

Dear Luc: the payments agony uncle, a new segment with Fintech Futures

In Dear Luc, we answer the questions the industry’s fintech founders are worried to ask, and solve the problems they don’t want their VCs to know about.

Moorwand Team

Moorwand, the payments solution provider which aims to transform compliance into an enabler of innovation, has today announced the launch of a new segment with Fintech Futures. ‘Dear Luc’, the new payments agony uncle column, will appear online twice a month and will be answering industry founders’ difficult questions. From regulation readiness to technology teething […]

The History of Payments: The rise of Prepaid Cards

Customers are presented with a wealth of payment methods daily, so Moorwand has created a new series where our team will delve into the different types available. First up: Prepaid Cards

Moorwand Team

The industry often talks about payments as if it’s one, homogeneous group. But in actual fact, that couldn’t be further from the truth. A ‘payment’ is simply the action of paying or being paid. But the method this action chooses in order to complete itself is completely variable. Today, customers are presented with a wealth […]

What do customers want from their banking products?

The UK is crowded when it comes to banking, so businesses wanting to succeed in this space need to ascertain what customers really want from their payments and banking products. But does what the market think?

Moorwand Team

The UK is already a crowded market when it comes to banking. And it has been for some time now. An Accenture report from 2018 found new entrants accounted for an “eye-popping” 63% of companies operating in the UK’s banking and payments industry. “It’s a pretty saturated market as things stand, with some very big […]